1. Notes

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Notes
E.
Covered Medical Expenses
Medical expenses are the costs of diagnosis, cure, mitigation, treatment, or prevention of
disease, and the costs for treatments affecting any part or function of the body. They in-
clude the costs of equipment, supplies, and diagnostic devices needed for these purposes.
They also include dental expenses.
Medical care expenses must be primarily to alleviate or prevent physical or mental defect
or illness. They do no include expenses that are merely beneficial to general health, such
as vitamins or a vacation.
Medical expenses include the premiums paid for insurance that covers the expenses of
medical care, and the amounts you pay for transportation to get medical care. Medi-
cal expenses also include amounts paid for qualified long-term care services and limited
amounts paid for qualified long-term care insurance.
Eligible expenses include:
*Acupuncture
*Ambulance Service
*Chiropractic Care
*Corrective vision prescriptions
*Dental fees
*Diagnostic tests
*Doctor’s fees
*Drug addition/alcoholism treatment
*Drugs (prescription only)
*Guide dogs
*Hearing aids and exams
*Injections and vaccinations
*In vitro fertilization
*Nursing services
*Orthodontic treatment
*Surgery
*Smoking cessation treatment
*Wheelchairs
*X-rays
*Prescribed Medications
Over the counter medications such as:
*Pain relievers
*Allergy medications
*Antacids
*Cold medications
*Vitamins (if recommended by a physician)
*Insurance premiums (may be reimbursed through an HRA)
Ineligible expenses include:
*Vision warranties or service contracts
*Health or fitness club dues
*Cosmetic surgery not deemed medically necessary to alleviate, mitigate or
prevent a medical condition
*Personal care items such as toiletries
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